What Looks Crazy to You Is Me Being a Genius

What Looks Crazy to You Is Me Being a Genius

You're about to experience Jerry Banfield's vlog for September 18th, 2026, here with me. I shared a video on my Jerry Banfield Money channel earlier today, going through my actual assets, debt, and net worth, and it was titled "I'm Having Fun Being $215,000 in Debt." I'll also talk about the eBay auctions, which I'm super grateful for — I already got 22 bids on the shirt that I met the Queen in. Man, these are laid out on jerrybanfield.com right now. And even wilder, I just launched a new program where if you're a woman anywhere around the world and you want to have a Zoom date with me on Jerry Banfield Dating, you can go to jerrybanfield.com/date and apply for a date with me. This has been a big day today for me innovating, and I'm going to tackle all these things and more in this little vlog.

I also spent some time today enjoying live streams. I'm going to do a live stream later with Ashley Cummings, which I'm really excited about, and I enjoyed watching another live stream on YouTube. To me, live streaming is just the best of the content. I'm trying to make sure I shout her name out exactly correctly — her name is Pretty Antisocial, and I enjoyed watching. I became a member of her channel. I set up supertip.gg today. I'm going to continue to do more live streams for you all, but I'm generally going to stick to one live stream a day. I'm going live with Ashley Cummings later, and therefore I'm just going to film videos. Many of you said stick to filming videos, because your message comes through clearly, and you get a bit too excited and ADHD and distracted and all over the place on live streams. We'll make sure to do some lives, but the foundation has been videos.

I wanted to see exactly what my net worth is

Let's first talk about Jerry Banfield Money. Today I was thinking, I need to see exactly what my net worth is. I kind of had an idea, but I wasn't sure. I just wanted to see what the numbers look like. That video went through and explained exactly the numbers, the assets, the debt, the net worth, in detail. If you'd like to hear the details, they're all laid out there.

Then some of the people in my chat were expressing concern, saying, dude, you are going to go bankrupt. You need to rethink your life. You need to get a job. This is crazy. You're delusional. You have a psychiatric condition. And I'm like, look, slow down, because what looks crazy to you is me being a genius. At least that's my point of view — the way I'm thinking is not easily understood, and it looks crazy, and it looks risky, but from my point of view this is just a calculation. This is just me running all the probabilities in my head and putting all these things together. And I'm like, this is going to make an incredible story.

I'm having a great time having $215,000 in debt, including $90,000 or so of it which I borrowed on credit cards all this year, and at least $20,000 of that is still parked in cash. Most of it was borrowed at anywhere from a 3% to 5% interest rate, for anywhere from a year to 18 months. I've parked a lot of this. I've just borrowed a bunch of it. Now, I realize most people think that's insane. You're never going to get out of this. Wrong. Watch me. I've done this multiple times before, and I always figure out a way out, and in my experience there's no downside.

Let's say I just totally go broke and nothing works out. I'll just move in with somebody and live off them and keep doing videos, and I'll have an interesting story. That's the worst case scenario, because I have all kinds of people who love me — friends, family, and all of you online. I've got lots of love. I have people. I have people that would probably let me live in their house year round. Beautiful house, beautiful neighborhoods. They are snowbirds, so they have a house half the year in one place and half the year in another. I could probably live in both of the empty houses for them. What's going to happen? Oh no, I ran out of money. I'll just go live with somebody else and do YouTube there. They've got a lot of spare change. They could certainly be like, here, we'll buy you — here's $1,000, buy yourself some food or something, some gas. That'd be no big deal for them.

If you want to be wealthy, you need relationships

See, and this is important. If you're thinking like, oh my God, you're going to be homeless — what I'm trying to communicate, a very, very important idea for money, is that if you want to be wealthy, you need to have relationships. You need to have people you love and that love you. If you have people you love and that love you, you're always going to have somewhere to stay if things don't work out. What a lot of us don't have the opportunity to do is take risks, and lots of times the risk gets taken anyway. We're taking risks that allow those things to come along, because here's what people don't see when they look at it and say, Jerry, that's crazy. What's going to happen when I start making $10,000, $20,000, $30,000 a month from what I'm doing online? What happens when some of the crypto I'm holding goes up a bunch? What happens when I make a bunch of money and then I have this to point back to, and I say, look at how I was thinking. Look at how I was thinking. Look at how I was thinking. Look at how I posted this. Look how I was having a great time, and look how I'm paying this down. It'll be an incredible story. It will give me a channel with authority. It'll give me a channel with a hell of a story.

My dating life has a lot in common with my money

My dating life right now has a lot in common with my money. If you look through my channels, I've got a money channel, a tech channel, and the Jerry Banfield Show vlogs that this is going on. I have music, which I'm grateful for — man, what was her name again? It keeps slipping. Pretty Antisocial. She was listening to "Tuesday Yoga Crush" on her podcast, which was awesome.

So my dating has been going a lot like my money. A lot of you look at my dating and you're like, you need to stop dating. You need to just quit dating. It's not going well for you. You're wasting your money. You need to focus on money. And it's like — my dating channel has brought in thousands, and my dating and my vlogs on the Jerry Banfield Show have brought in thousands and thousands of dollars. I'll give you an example. I sold a video I sent to break up with a woman for $2,000. That's genius. That's not a normal level of thinking. That's me going so far in that I didn't even set out to consciously do that. It just happened. But I had everything in place for it to happen. And I had one extremely generous follower.

While I was filming, my phone went off — that was somebody messaging me about buying the shirt I'm wearing off my back right now. That is somebody sending me a message about buying the shirt I'm wearing off my back right now on eBay. Some of these shirts, and I have letters I can sell — I might start printing thousands of dollars a month on eBay. And what genius looks like is putting a whole bunch of unexpected things together and inviting people to help me.

Because real talk, I really appreciate your help. When you're dropping super chats. Super thanks. When you're bidding on eBay. When you're buying stuff on jerrybanfield.com. I really appreciate your help.

And I'm paying it forward. Even with that net worth, I'm giving homeless people $20 every time I see them, even though I'm taking that on credit. My net worth would be tens of thousands of dollars higher if I didn't do that. But I always give to those who need more than I do.

So if you think differently, and people around you are thinking you're crazy, I'm a great person to talk to at jerrybanfield.com, and you can run it by me. Because I don't think how most people think. And that allows me to get exceptional results in my life. It allows me to do things that seem impossible to other people.

To most people, you look at my situation and you'd be like: you have $215,000 in debt. You have $90,000 on credit cards. Your net worth has been dropping all year, thousands of dollars a month. There's no way you're getting out of this without bankruptcy. And I'm going to say wrong. I'm going to crush this. And it's going to be a hell of a story. And even if it doesn't work out that way and it takes a bit longer, it's still going to be a great story. And I'll simply ask other people for help, and I will simply get the help I need.

What I'm trying to communicate is a way of living in the world where we trust other people and we take calculated risks. Me borrowing money and taking the approach I'm taking is, for me, a calculated risk, and it's calculated against all the things I'm testing. Testing selling my shirts on eBay. And I've just come up with a new thing for dating, which I'm super excited about.

Any woman anywhere in the world can now apply

I just published a video on my dating channel. By the time you read this, it will be out. It talks about why I did this. But here at jerrybanfield.com/date there's now an application. Any woman anywhere in the world can now transparently see what I have to offer and what I'm looking for. It's basically a dating profile at jerrybanfield.com/date. And what I'm going to start doing is filming Zoom dates with women and then posting them to all my Jerry Banfield Dating channels — on X it'll just be my Jerry Banfield channel, but everywhere else has a specific Jerry Banfield Dating. So I'm going to start filming Zoom dates with women all over the world and posting them to Jerry Banfield Dating. That will be absolutely incredible content. And I may even be able to start live streaming some of the second and third dates.

And I may be able to find a woman — who knows where she'll be at in the world — but I may be able to find an amazing woman somewhere in the world who will then come meet up with me in person, who I might have an amazing relationship with, and that we can take on life together. And who knows? Maybe she'll have her own money and she'll bail me out. Or her and I combined will take our content creation to the whole next level. And it'll be an incredible story to tell. And then I can snowball this Jerry Banfield Dating channel into a Jerry Banfield matchmaking, where once I date — I don't need to date anymore. Then I can start having other people on and acting like a matchmaker. And someday people might pay $1,000 to do an interview with me and then have links to message them and date them.

You see, this is why I'm glad that I think how I do. Because I see how a lot of you in the world, when you try and let your genius kick in, everybody else just tells you you're crazy. Everybody else just tells you that you have psychiatric issues, that you need to get help, that something's wrong with you. But see, I know. I've seen my genius execute enough times in real life. I know I'm just thinking at a level that most other people can't comprehend. They don't see the vision. They don't see all the calculations and opportunities and the abundance that I see.

So I'm available at jerrybanfield.com. Schedule a call. Join my chat. And run what you're thinking by me, because I have a much different point of view than most. And I'm grateful when people say things like, the behavior you're exhibiting is demonstrating that you have psychiatric issues.

And I'm like, the behavior I'm demonstrating is that I'm a genius. That you don't even understand how I could be thinking this way and be excited, because I'm calculating so many things, and they're all coming together. And even in the scenarios where it doesn't work out, it's hilarious. And I'm an immortal God being as well. So I'm here for the story. I'm here for the journey. And I want a joyful journey. And the joyful journey, the beautiful life, baby — all that matters is the beautiful life. All that matters is having an amazing story that you're proud of. Having fun. Because survival is pointless. Survival, at least in the earthly body, is the one thing you're guaranteed not to do. There's a 100% chance you are not going to survive. What is guaranteed is right here, right now, and the adventure and the story.

The application I set up this morning

So here's the actual application I've got set up with my Zoom date. I worked with AI all morning — all morning, for like 30 minutes — and I got this nice application set up. If you have feedback on it, obviously you can just include that feedback in the application. And I've thought about, well, I need to verify the age with government IDs, and make sure that's not an issue, and verify all of that. I may do background checks or something before meeting somebody in person. But we'll see about that. But also, I'm going to record these, and then if it doesn't work out for some reason, I can just delete the recording. No big deal.

But look at the abundance thinking I have behind this. I've been wrecked dating so hard. I've spent so much money. And most people say that's dumb. That's just dumb. That's just crazy, what you've done. But here's what I've done by spending all that money. Right now, dating has set my net worth back by about $15,000 — meaning that if I had never spent a dollar on dating, my debt would probably be $200,000 instead of $215,000. Although then you have to include the thousands I've made back from the stories and the monetized YouTube channels, and the super chats, the Queen video, and all that stuff. So probably I'm at least negative $10,000 on the dating, even including all the money I've made from it, because of all the money I've spent on dating.

And this is where genius level thinking kicks in. Because most people look at that and say you purely wasted that money and you got nothing out of it. That was stupid. You shouldn't have paid $7,500 for matchmaking. You shouldn't have been on and off Hinge several times and just blown all that money. But what's the benefit? What did I learn? What I learned is that regular dating for me is unsustainable. That regular dating for me is pointless. That the person I am is too niche. I'm too much of an anomaly.

And while that works for me on YouTube — as I described in my Jerry Banfield for Creators video, the one I called the most valuable YouTube training for small channels, where I broke down exactly how I do what I do and the details of it, and if you're a small YouTuber, if you've got less than 10,000 subs, that's an essential video for seeing the cutting edge of what I'm doing today and how I do it — what I've learned is that regular dating is absolutely unsustainable for me. That what helps me be successful on YouTube punishes me in regular real life dating. That what gets me views on YouTube shows up as red flags when a woman's dating me. What works for other guys doesn't work for me.

But here's the opportunity. If I hadn't tried so hard dating and spent so much money — so much money — dating, and had so many stories about dating, I wouldn't have been able to monetize these channels and get noticed by the Dabbleverse community. Have Who Are These Podcasts cover me. Have my vlog start to take off. Have a fully monetized channel off of all this. How much of that is going to play out and make money in the future is, in my view, going to be a lot. But beyond that, I wouldn't have learned how unsustainable regular dating is for me so quickly.

But I now know there's no point in me trying to meet any more women at yoga studios, or trying to meet any more women in person through referrals from friends, through networking, through dating apps, through matchmaking. For me, it's all a waste of my time. The main thing I've learned is that I am too unusual for most women that aren't unusual to appreciate me. I'm too much of a genius for most average women to see anything but red flags. Or I'm not superficially good enough for them, off of my 20 year old car or whatever it is. Somebody was just telling me today, you can't expect these women that are on a high income matchmaking service to not judge you and not want to date you because of your car. And I'm like, you're probably right.

Why I need to find women on YouTube

And that's why I need to find women on YouTube. Because yes, most women on YouTube, 99% at least, will have no interest in me. But YouTube is so big. And there's so many niches. And there's so much room for creative expression. And I'm so effective at getting attention online that when you have 100,000 women discover me one way or another, on one channel or another, on all these different channels, on all these different platforms like X and TikTok, Facebook, Instagram — and when you have all these different videos I'm putting out, and then women are telling their friends about me — it's just almost certain that there are hundreds, if not thousands, or even tens of thousands of women that are potentially there on YouTube who can see me and be like, I've got to date this guy. This guy is so different from all the other men I know. This guy's single. He wants kids. He's super healthy. He's authentic. He's heartfelt. He's transparent. I've got to date him.

Now, who would have a breakthrough like that? Who would put this thing together? Me. That's who. I mean, that's the genius — and you have genius in you. I'm not trying to just pat myself on the back and be like, damn, I'm so smart. What I'm trying to do is show you by example. This is how genius works. It works kind of methodically, but it also works kind of magically. And then putting all these unexpected patterns together. And then learning rapidly. And being willing to fail quickly so that you can learn quickly, so that you can innovate quickly. And then repeat that cycle. And all of a sudden, you've got people ready to spend hundreds of dollars buying a couple of your shirts on eBay within 24 hours.

We might see bids into the thousands of dollars on some of these shirts, because there's only ever going to be one of these shirts. I'm not going to buy another one. I'm going to buy a different shirt. There's only ever going to be one shirt that I met the Queen in and that is ever going to have this Jerry Banfield glitter design on it. And I'm so excited to see what these bids go to. And then that's additional content.

I read the whole page out loud

So I had this idea in my head for a few days, and Who Are These Podcasts said it was an awesome idea when I was live on their show. I used AI to instantly execute the entire sales page today. I used another AI to check it. I read through it myself. And this is awesome. And it's so straightforward. It's like this, at jerrybanfield.com/date: I'm Jerry Banfield, 42, divorced, father of two, and I want a serious relationship that leads to marriage and more children. Unlike dating apps, I don't have to BS and play games, because the kind of woman who's going to love me on YouTube is going to love my directness. She doesn't have to guess, or have mystery, or fantasy. She's like, thank you, this is what I want too. And it's safe for me to open my heart and get interested in this guy.

And I can just pop on that one date that really turned into an argument — the woman wanted to have a Zoom call with me first. And I'm like, why don't I just let the tens of thousands of women around the world who might want a Zoom call with me just hit an application button and apply for it? This creation is a product of me failing at everything else.

And this — I'm so excited about this, because I would love the idea that a woman could feel like nobody understands her, and everybody tells her she's weird and that she has issues. But then I love the idea that a woman could find me and be watching my videos and be like, this guy is going to understand me. This guy is brilliant. This guy is heartfelt. This guy is authentic. This guy wants a family. This guy's ready for a family. This guy already has a family, and he's ready to expand. This guy has fantastic earning potential, especially when I do some videos. He could help me with my YouTube channel. That's what's so abundant, because in person dating just feels like scarcity.

What never works, and what does

I was all upset over the Queen the other day, a couple of days ago. And I almost started sending pathetic messages to her. And then I realized — I talked to some of my friends and they're like, that never works. That never works. And I've seen enough videos online where they're like, that never works. And I'm like, you're right. That does never work. What does work is getting women to fall in love with me on YouTube. I know, because how many women have I got little crushes on, or watched and really liked? I know that I would love to find a woman on YouTube who I could apply to do a Zoom date with her. I would love that.

I want to start a whole movement where people that are single put videos on YouTube and try and find somebody to date. I want to turn YouTube into a dating app. I have original ideas like that. And I'm the kind of person who starts movements, and I'm so excited about that. And I just want you to find your genius, because it's seeing someone else in the middle of their genius that helps — that's what helps me see myself. And it's also shutting out, and intentionally arguing with, and keeping away any other perspectives. It's like all those other perspectives are invalid. I don't believe them. I'm not interested in them. And I see where you're coming from, but no thanks. That's not how I think. That's not how I operate. Because I know you're tired of the usual.

And to me, it's all about the story. Just imagine: a year from now, I've gone out on a hundred different Zoom dates with different women. Maybe most of them even went pretty well. And then maybe I had 50, 40 second Zoom dates, and maybe 30, 20, 10 third Zoom dates. And imagine Jerry Banfield Dating has all those videos on it, and all those videos are real dates, which is great content. How often does just one person put their real dates out there like that? And imagine then I met a handful of the women in real life. And then one of the women — we have an outstanding partnership, she's moved into my house, we're filming.

We're filming videos together. We're absolutely printing money together because we're collaborating. We're giving massive value. She's selling her clothes on eBay now too. And we just are an amazing team. And what a story that is. My debt's just melting. Like, there's nothing more important you can do than hold your frame in reality. And get a vision of your life that excites you. That you'll do anything for that vision. And then go for it. And that's what I do. That to me is genius: to tap deep within your own desires, take inventory of your own skills and opportunities, ask people to help you, and then go for it. And don't let anybody get in your way.

So I really appreciate all of you supporting me going for it. I hope the energy, the joy I give you, empowers you to go for your dreams too. And to go for your dreams, you need to come up with them first. You see how I can articulate exactly the life I want a year from now? I could go into five years from now, but we're already 23 minutes in. Ten years, twenty years. I could go into what I want a billion years from now.

Aliens in the Andromeda galaxy

I want aliens on another planet, in the Andromeda galaxy, to be watching these videos, and they're like, damn, that's my savior. I pray to Jerry Banfield every day. And every day, all I do is go help all these aliens on this planet in my ethereal form and try and answer their prayers and appear to them when they're struggling. See, I just articulated how a religion on another planet in another galaxy could be started around me a billion years from now. You can have that kind of vision in your life too. And you see me doing it. You can do it also.

So imagine there's only one person in the world that's going to get this shirt that I'm wearing today. And y'all keep messaging me to not wash it. I have to wash it by eBay's terms and conditions — at least I have to offer it clean. And if you have special requests, it's possible. Maybe, who knows, right? But I've got my shirt up here on jerrybanfield.com. This shirt, you could buy this shirt right off my back. And you could be a part of the story yourself. And I'm so excited for where all this is going.

And I'm super grateful for every minute you spend here, and if you want more of these, they all live in my Daily Vlogs playlist. And I'm super excited whenever I can see you live again. I'm going to go play tennis, and then by the time you read this, I'll have already been on Ashley Cummings Yoga — Ashley Cummings Yoga, on her channel. So definitely check out the live stream with her. I bet that's going to be awesome. And I really appreciate your support. Hope to see you on eBay.

And if you're a woman and you'd like to date me — what's awesome is that my dating is full transparency. My net worth is out there. My divorce, all my crazy ideas or whatever. I just love that. I want a woman to get obsessed with me who actually knows me, who knows what my net worth is and sees my potential and thinks I'm attractive and loves how heartfelt I am, and wants to text me and call me all the time and do stuff. That's what I want. And I'm so prepared to appreciate it too. And I'm in position to receive it. So if you think you're that kind of woman, I'd love to meet you. And I am done.

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