MaxFi is a DeFi liquidity-farming platform at maxfi.tech that puts pools from across the major crypto networks into one dashboard, with the strategy tools — ranges, rebalancing, delays, fee compounding — that normally take a dozen browser tabs and a spreadsheet to manage. I believe in it enough that I put my own money in — funded by borrowing against my ICP while keeping every coin I own. This page is everything I know about the platform in one place: what it is, exactly how I funded it with loans against my ICP, what the real numbers look like, where the risks genuinely are, and how to join with my referral link.
How My Referral Link Works
When you join MaxFi through my referral link, everything you generate on the platform pays me a share — and it won't cost you anything. You get the exact same amount you'd get anyway. It's just that the platform, instead of paying that 3% to themselves, pays it to me. You can feel great knowing that using the link supports my work while your own returns stay identical. That's the whole arrangement, and I'd rather be transparent about it up front: I earn referrals from this page, and the MaxFi team has also sponsored a video with me. That's disclosed, and everything below is still my honest read of the platform — including the parts where I tell you who should NOT use it.
How I Funded This: Loans Against My ICP, Not Selling
I have kept ALL of my ICP — what I've done is leverage it. I'm a content creator; this is what I do full time, because it's what I'm best at — and my ICP was earning basically nothing. It sat parked at 2% interest in the NNS, with the liquid portion doing nothing at all, and even when there are major announcements, the price doesn't move, because the rest of crypto is actively suppressing it. So instead of letting it sit, I put up 3,400 ICP — a third of what I've got, worth about $8,400 — as collateral on OISY Wallet with Liquidium and took a $2,900 loan in USDC. I deliberately borrowed less than I could: the loan liquidates around 70%, so the ICP price can fall to roughly $1.40–$1.60 before I'd be at risk — and as volatile as ICP is, leaving that margin is the whole point. I also dissolved my short-term two-week neuron (not my main one) so I can add that ICP as collateral too and take another loan of several thousand more, always at around 50% of the value or less. If ICP goes up, I can borrow more against it; if it goes down, I can partially repay to avoid liquidation. Either way I still own every ICP, and the borrowed money is out working. I believe ICP is the absolute best technology in crypto, and I'm going to keep making ICP content to clean house — but I don't make enough money to sustain myself just creating ICP content. There are almost no opportunities there, and there are tons of opportunities on MaxFi.
The Math That Changed My Mind
The comparison that pushed me over the edge came from Blockchain Pill, a fellow crypto creator. He posted that he made more money in a single day of liquidity farming than all the rest of his content — his exact framing: "One day of LP farming nets me almost the same amount as one month of ICP content." He's now making over $100 a day with his positions. I checked that against my own numbers. My ad revenue on my ICP channel — and mine is some of the top statistics for an ICP channel on YouTube — was $469. And my own first test positions back it up: about $1,300 on Robinhood's chain is already projecting roughly $27 a day (around a 760% annualized portfolio yield if it held), with another $900 on Base earning in the 51–75% APR range. When days of farming can approach a month of ad revenue, the math stops being subtle.
Join MaxFi — See the Live PoolsWhat You Actually Do on MaxFi
Liquidity farming means you provide a pair of assets to a trading pool and earn the fees traders pay to swap between them. On MaxFi, you work across all kinds of different networks and pools: you pick your pool, the range, the assets, the strategy settings, the rebalancing, the delays, the fee compounding. You can run one careful position or a hundred-plus different pool positions across chains, and the platform surfaces the APRs so you can compare everything. That's exactly what I'll be doing as content, every day: here's how much money I'm making with this pool and with that pool — I'm on Robinhood's chain today — here are the APRs. One wrapped ETH / USDC pool I looked at showed 400% APR. Now, is that because the price of ETH went up? That's where this gets complicated, and it's exactly the kind of question you learn to ask, because raw APR numbers don't tell you where the return actually came from. I love math, I love learning, and I'm looking at all these chains and all these numbers — MaxFi gives me an endless supply of both.
Who MaxFi Is For — and Who It Isn't
I don't recommend most people do this. For an average person, liquidity farming introduces complexity and risk that I would not suggest — this is not for a regular person to mess around with. If you're a basic person in crypto, and it's fine if you are, the play that matches your level is simple: there's a coin that's not like everything else, you hold on to it indefinitely. That's great, and I've spent years making content for exactly that. But advanced people in crypto are always looking to find better ways to make money. For the advanced people who want to make serious money and don't want to just let money sit there and hope the price goes up — that's who MaxFi is for, and that's who I'm making this new content for.
Join MaxFi — For Advanced Crypto UsersThe Risks, Honestly
This is not financial advice, and this is dangerous. I want that plainly on the page, because what's good for me as a content creator is not necessarily the ideal scenario for everybody else. What's ideal for me as a content creator is to say: go join MaxFi and play around with these DeFi trading pools. I'm not saying you should — I'm being very honest and transparent about that. If you're going to do it, definitely use my referral link, but understand where the risk actually lives first:
Third-party stack risk. If I'm on Base using Uniswap through MaxFi, holding wrapped ETH and cbBTC, there are so many third parties in the middle that something could happen with any one of them and I could end up losing some or all of my crypto. I could lose everything I've deployed by fooling around with it in DeFi — and because my capital is borrowed against ICP, a hard ICP dump adds liquidation risk on the loan side too (my defense: borrow at half of what's allowed, and partially repay if the price falls). If something happens with Base, all my Base positions could get wrecked — same for Robinhood's chain or any other venue. With AI hacking and everything else out there, I think the likelihood is pretty low, but the possibility is real, and anyone who tells you otherwise is selling something they haven't thought through.
Pair risk. If you screw this up — put money into the wrong token, or pick a pair where a meme coin goes to zero — you can lose that pool. The defense is sizing: if you don't put much money into any risky pool, you won't lose much when one dies, and some of the other pools should cover your losses.
Complexity risk. The strategy settings, rebalancing, delays, and fee compounding are genuinely complicated. Getting them wrong quietly costs you money even when nothing dramatic happens.
I accepted these risks with my own money deliberately, and not impulsively. I thought about MaxFi for at least a week before putting anything in — honestly, for weeks, ever since Blockchain Pill started talking about it. I was kind of closed-minded at first, being an ICP maxi. I'm willing to take calculated risk, and I'm diversifying across as many chains and pools as I can to minimize getting wrecked. You should never put in more than you can afford to lose completely — if I lose all of it, I can accept that risk, and I think it's very unlikely.
How I'm Reducing the Risk
Part of what I'll be teaching in my daily videos is picking pairs that are not that risky and can still make money — which pairs earn real fees without a blow-up on either side, how to size positions so no single pool can hurt you, and how to spread across chains so a problem on one network doesn't touch the rest. My goal is to show how to do this so it makes good money while minimizing the danger. If you want to learn it alongside me with your own account, join through my referral link and you'll be looking at the same pools I'm filming.
Join MaxFi — Learn Alongside MeThe Content Feedback Loop
Here's why this is even more lucrative for me than for most people, and I hope it shows you the reality of being a content creator. If you make a bunch of money for yourself on the platform, that's kind of where it ends. But I have all the money to earn on the platform, plus all the money I can earn from making content about it, and the two are multiplicative: I make money, I make content showing how much money I'm making, people watch that content and find me from all over crypto, they come to my website, they use my referral link, I get more referrals — and then I make even more money. The more money I make, the more content I make, and the more content I make, the more money I make. That's a feedback loop, and with ICP, I've been missing it entirely. People have been looking at me on ICP and saying: this guy's an idiot, all he does is lose money in ICP. That's how the rest of crypto sees me, besides a few people in the ICP community — an idiot that just loses money over and over. So I put money borrowed against my ICP into crypto DeFi and start printing money. Then I can actually use some of my money to make money — pay down the loans, pay my rent, and make more money with content — all while keeping every ICP I own. And I can reach an entirely different audience than I'm reaching shilling ICP every day.
The MaxFi Team and How This Started
This didn't come out of nowhere. It started with Blockchain Pill talking about MaxFi — and then the MaxFi team sponsored a video with me. That matters, because the MaxFi team has money where they can sponsor videos, and MaxFi is in a position to adequately compensate me: between the referrals and the sponsorships, that's where the opportunity is. That's the biggest opportunity for me right now, and most of crypto is people asking exactly that question — where's the biggest opportunity for me right now? Compare that to what I've been living: I've been shilling ICP for years, and the community has been incredibly toxic about it — the attitude that I should just keep shilling ICP for free and be happy that people watch my videos. No. I'm not going to keep doing that and have the community be toxic about me asking for what I deserve — for the value I bring to be accurately compensated. I am going to go where I can make tens of thousands of dollars a month for myself, because I love paying my rent. I love having a house where I can have my kids, and where when women come over to my house, in the neighborhood I'm in, they say: oh, it's great here — they could see themselves moving in. I love that. I'm really grateful to the MaxFi team for this opportunity, and I'm really excited to learn all this stuff and try it.
My Plan and My Numbers
Real talk, here's the whole plan in the open. I'm not just sitting on my ICP anymore hoping the price goes up while the community does everything it can to sabotage the price and criticize and FUD people like me. Instead: $2,900 of loan money is on MaxFi now, another loan of around $3,000 comes in two weeks when my two-week neuron finishes dissolving, I do videos on MaxFi every day, and I do referrals to MaxFi every day on my website. That puts me in a good position to be making $100-plus a day off my MaxFi positions — and I can use the MaxFi income to pay off the ICP loans, or just put it in the bank; if ICP goes up, I can take bigger loans and put more in. People will watch the content and find me from all over crypto — and then people schedule calls to talk to me about MaxFi and how to adjust their positions. That's why I'm going to put more money into MaxFi than I have anywhere else for the foreseeable future — while still holding every single ICP, because I believe in the technology.
MaxFi Questions, Answered
What is MaxFi? A DeFi liquidity-farming platform at maxfi.tech that aggregates pools across networks and automates the strategy side — ranges, rebalancing, fee compounding — so you can run and compare many positions from one dashboard.
Does using your referral link cost me anything? No. You earn exactly what you'd earn without it. The platform pays me the 3% it would otherwise keep for itself.
How much can I actually make? APRs vary enormously by pool and by day — I've seen pools showing 400% APR, and I've explained above why that number needs scrutiny. There are no guarantees. My own $100-plus-a-day target is an estimate for my situation, with around $6,000 of loan-funded capital deployed plus content and referral income on top. Your results depend on your capital, your pairs, and your discipline.
Is MaxFi safe? No DeFi is safe in the way a savings account is safe. You're stacking smart-contract, bridge, chain, and token risk. I manage it with small position sizes and wide diversification, I borrow at around half of what's allowed against my ICP collateral, and I only deployed money I can afford to lose entirely.
Do I need to be experienced? Realistically, yes. If you're new to crypto, holding a quality coin is the better move, and I say that as someone earning referrals when you join. If you're advanced — or committed to learning — my daily videos will walk through real positions.
Is this financial advice? No. This is me documenting what I'm doing with my own money and why. Do your own research and make your own decisions.
Join Me on MaxFi
I'll be on MaxFi every day — farming with capital borrowed against my ICP, filming the results, and teaching what works. For those of you that are up for it, I'll be there. And if you want to talk to me about any of it, join the chat on my website — that and my Skool community are the things I read every day — and ask me anything about MaxFi or how I'm adjusting my positions. I was an ICP maxi, and until the ICP community adequately funds marketing, I'm done being an ICP maxi — at this rate, I'm going to start being a MaxFi maxi.
When you're ready, hit the button below. It costs you nothing, it supports everything I make, and I'll see you in the pools.
Join MaxFi Now — My Referral Link